Creditor Lawsuits

Being Sued by a Credit Card Company? Don’t Panic.

You Have Options to Stop Creditor Lawsuits & Protect Your Finances

If you’ve been served with a lawsuit from a credit card company, debt collector, or lender, you might feel overwhelmed and unsure of what to do next. Ignoring it won’t make it go away—but bankruptcy can stop the lawsuit in its tracks.

What Happens If a Creditor Sues You?

When you owe money to a creditor and fall behind on payments, they may:
✔ File a lawsuit to collect the debt
✔ Get a court judgment against you
✔ Garnish your wages or put a lien on your home

If you don’t respond to the lawsuit, the court will likely rule in the creditor’s favor, making it even harder to get out of debt.

How Bankruptcy Can Stop a Lawsuit

The moment you file for bankruptcy, something called the automatic stay goes into effect. This means:
✅ Lawsuits are immediately halted – Creditors cannot continue suing you.
✅ Wage garnishments stop – If a credit card company is taking money from your paycheck, bankruptcy puts an end to it.
✅ Debt collection efforts must cease – No more phone calls, letters, or threats from creditors.

Don’t Wait – Protect Yourself Now

If you’ve been sued or are worried about creditor lawsuits, the sooner you act, the better your options. I can help you understand your rights and take action to protect your finances.

📞 Call Now for a Free Consultation: 209-800-6292
EMAIL: eric@seyvertsenlaw.com

📍 Offices in Stockton & Sacramento

Sacramento: 3112 O Street #10, Sacramento, CA 95816

Stockton: 120 North Hunter Street #307, Stockton, CA 95202