A Fresh Start Begins Here

If you’re overwhelmed by debt, Chapter 7 bankruptcy can offer a clean slate. This legal process eliminates most unsecured debts, such as credit card balances, medical bills, and personal loans. It gives you a chance to rebuild your financial future—without the constant stress of collections and creditor harassment.

Is Chapter 7 Right for You?

Chapter 7 may be a good option if:
✔ You have significant unsecured debt you can’t repay.
✔ You’re facing lawsuits, wage garnishments, or collection calls.
✔ You have little to no disposable income after essential expenses.
✔ You want a fast resolution—most cases are completed in a few months.

What Chapter 7 Can Do for You

✅ Eliminate Debt – Wipe out most unsecured debts permanently.
✅ Stop Creditor Harassment – No more threatening letters or calls.
✅ Prevent Wage Garnishment – Keep your hard-earned income.
✅ Protect Your Property – Many assets are exempt under bankruptcy laws.

What to Expect

Filing for Chapter 7 is a straightforward process when handled by an experienced attorney. Here’s what happens:

1️⃣ Free Phone Consultation – I review your financial situation and determine if Chapter 7 is right for you.
2️⃣ Filing the Petition – We schedule an appointment, and I handle the paperwork and file your case with the court.
3️⃣ Automatic Stay – Once you file bankruptcy, creditors must immediately stop collection efforts.
4️⃣ Meeting of Creditors – A short hearing – done on Zoom – where we answer any questions from the bankruptcy trustee.
5️⃣ Discharge of Debt – Typically, in about 4–6 months, your eligible debts are eliminated.

Take the First Step Toward Financial Freedom

Filing for Chapter 7 can be life-changing. If you’re ready to stop the stress and take control of your future, I’m here to help.

📞 209-800-6292 Call me today for a free consultation and let’s discuss your options.
Email: eric@seyvertsenlaw.com