Chapter 13 Bankruptcy

A Plan to Get Out of Debt

Lower Your Payments. Keep Your Assets. Regain Control.

If you’re struggling with overdue mortgage payments, credit card debt, or car loans, Chapter 13 bankruptcy can help you get back on track—without giving up your home or vehicle.

How Chapter 13 Works
Chapter 13 is a court-approved repayment plan that lets you:
Consolidate your debts into one affordable monthly payment
Stop foreclosure and catch up on missed mortgage payments
Prevent repossession and keep your car
Reduce or eliminate some debts

Instead of facing aggressive creditors alone, you’ll have a structured plan to pay off your debts over three to five years—on terms you can afford.

Only $500 Upfront Attorney Fees – File Now, Pay Over Time

Is Chapter 13 Right for You? Let’s Talk.

Every situation is different, and I want to help you make the right choice. I offer a free introductory phone consultation to answer your questions and discuss your options.

📞 Call Today: 209-800-6292
Email: eric@seyvertsenlaw.com

📍 Offices in Stockton & Sacramento

Sacramento: 3112 O Street #10, Sacramento, CA 95816

Stockton: 120 North Hunter Street #307, Stockton, CA 95202